Used cars to buy or finance

Whatever type of car you need, you’ll be able find a used one that gives fantastic value for money. We have a wide range of used cars for sale that are available to buy or finance. Choose delivery to your door or collection from a Cazoo Customer Centre near you.

Finance representative example (PCP)

Total cash price £13,750. Borrowing £12,750 with a £1,000 deposit at a representative APR of 8.9%.


Fixed rate of interest
4.6%
48 monthly payments
£243.98
Total amount payable
£16,767.04
Cost of credit
£3,017.04
Optional final payment
£4,056.00
Annual mileage limit
10,000 miles
Excess mileage charge
4p/mile

1 - 48 of 3,787 results

  1. Finance representative example (PCP)

    Total cash price £13,750. Borrowing £12,750 with a £1,000 deposit at a representative APR of 8.9%.


    Fixed rate of interest
    4.6%
    48 monthly payments
    £243.98
    Total amount payable
    £16,767.04
    Cost of credit
    £3,017.04
    Optional final payment
    £4,056.00
    Annual mileage limit
    10,000 miles
    Excess mileage charge
    4p/mile

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Thinking of buying a used car?

Should I buy a used car?

A used car could be the perfect choice for your next car. Used cars can give you great value for money, along with a huge range of models to choose from, and they’re available to buy immediately – no need to add your name to a waiting list. You also have several options for paying, so you can choose the one that suits you. 

Buy a used car from Cazoo and you can have it delivered to your door in as little as 72 hours, or choose to collect it from a Cazoo Customer Centre.

How do I choose the right used car for me?

With so many great cars to choose from, a good place to begin narrowing down your options is to consider how you’ll actually use your car. A small hatchback is ideal if you mostly do short trips into town, while a large SUV will be great if you go on a lot of family holiday road trips. 

Think about how big a car you need, taking into account the size of your driveway and how many friends and family members you might need to fit inside. Consider how many miles you typically drive, and what sort of fuel you want to use – petrol engines are great if you do lots of shorter journeys, while a diesel engine may make sense if you cover a lot more miles. If you want minimum running costs and a lower environmental impact, an electric car might be a great choice, or if you want something that’s in between, a hybrid or plug-in hybrid could be just what you need. 

More car buying guides

How can I pay for my used car?

You have several ways to pay for your used car, all of which you can do easily and entirely online at Cazoo. You can pay in full, by credit or debit card, and if you don’t have the full amount available you can part-exchange your old car by trading it in and using its value as part of your payment. 

You can also finance a used car from Cazoo, either through Hire Purchase (HP) or through a Personal Contract Purchase (PCP). HP lets you spread the cost of the car over monthly payments, with no limits on how many miles you can drive. At the end of the agreed term, you own your car. HP could be right for you if you know you want to keep the car at the end of the agreement.

With PCP, your monthly payments tend to be lower than with HP because you agree your anticipated monthly mileage and won’t become owner of the car unless you make a final ‘balloon’ payment. PCP is a good choice if you like to change your car every few years or if you aren’t yet sure you want to own the car at the end of the contract.  

You can learn more Cazoo’s car financing options here

How do I buy a used car online?

Buying a car online is easy and convenient, and you can do it all from the comfort of your sofa. With Cazoo, once you’ve found a car you love, simply click on ‘checkout’ and either enter your card details to securely pay in full, or apply to pay through HP or PCP. If you want to part-exchange your old car, you can also do that at this stage by simply entering a few details and we’ll give you an instant valuation. This is also the time to add paint and fabric protection and an extended warranty.

Once the payment has been finalised, you can choose to have the car delivered to your drive in as little as 72 hours for just £75, or collect it from one of our Customer Centres for free. Either way, our Handover Specialists will explain your car’s features, making sure you are happy with your choice. With Cazoo’s 7-Day Money Back Guarantee, you have up to a week (and 250 miles) to make sure it’s the perfect car for you.

More guides to buying a car online

Common questions about used cars