Check how likely you are to be accepted for car finance before you apply. We’ll also tell you your credit score and likely APR.
1. Enter a few personal details, like your name and address
2. Get an eligibility report based on your credit profile
3. See your chances of being approved for car finance
We only carry out a soft credit check so there is no risk to your credit rating.
Check your eligibility
Get a clear indication within seconds.
So you can apply with confidence.
See how much finance is likely to cost.
There’s no limit to how many soft credit checks you can have. They aren’t visible to potential lenders and have no impact on any credit applications you may make in the future.
The eligibility checker will only check how likely you are to be accepted for car finance before you apply. We’re unable to give financial advice.
Black Horse, part of Lloyds Banking Group, is one of the UK’s leading providers of car finance and helped over 200,000 customers find motor finance in 2020.
Evolution Funding has been named ‘Best Broker’ at the Car Finance Awards for four years running and works with a panel of lenders, including BNP Paribas.
APR is the annual cost of borrowing. It includes the interest you’ll pay on finance, as well as any fees associated with the borrowing. The APR figure must be shown on all quotations and advertising materials, so it’s a good way of comparing different finance deals.
There are two types of APR: actual and representative. They’re calculated in the same way, but representative APR means that at least 51% of the applicants will get the rate advertised. The remaining 49% of applicants will be offered a different, usually higher, rate. Actual APR is the interest rate you’ll get when borrowing.
Our eligibility checker gives a good indication of your eligibility for car finance based on your credit profile. Without a full application, we can’t confirm if you will be approved for car finance. This is because the application process takes into account the amount you want to borrow and your personal circumstances, credit rating, employment status and your financial history.
To see your chances of being approved for a car finance agreement, we’ll ask for your:
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