Car finance eligibility checker

Check how likely you are to be accepted for car finance before you apply. We’ll also tell you your credit score and likely APR.

How our eligibility checker works

1. Enter a few personal details, like your name and address

2. Get an eligibility report based on your credit profile

3. See your chances of being approved for car finance

We only carry out a soft credit check so there is no risk to your credit rating.

Check your eligibility

  • Check your results for free

    Get a clear indication within seconds.

  • See your chance of approval

    So you can apply with confidence.

  • Understand your likely APR

    See how much finance is likely to cost.

A soft check won’t affect your score

There’s no limit to how many soft credit checks you can have. They aren’t visible to potential lenders and have no impact on any credit applications you may make in the future.

The eligibility checker will only check how likely you are to be accepted for car finance before you apply. We’re unable to give financial advice.

We've partnered with My Car Credit Score, from Evolution Funding, to give you a credit score tailored for car finance based on credit reports from Experian Limited and Equifax Limited.

Our partners

  • Black Horse

    Black Horse, part of Lloyds Banking Group, is one of the UK’s leading providers of car finance and helped over 200,000 customers find motor finance in 2020.

  • Evolution

    Evolution Funding has been named ‘Best Broker’ at the Car Finance Awards for four years running and works with a panel of lenders, including BNP Paribas.

Popular questions about car finance eligibility

Check your eligibility

Start now

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