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Cazoo
Cars for sale
Volvo
XC40
Under £20,000
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Used Volvo XC40 cars for sale under £20,000 - Page 2

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From 27 June 2024, the Cazoo brand has been owned by Motors.co.uk Limited.

Trustpilot ratings are accumulated across the entirety of Cazoo's brand history.

Motors.co.uk Limited (trading as Cazoo) (FRN 922774) is an Appointed Representative of Consumer Credit Compliance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 631736). The permissions of Consumer Credit Compliance Limited as a Principal Firm allow Motors.co.uk Limited (trading as Cazoo) to undertake insurance and credit broking activities. Motors.co.uk Limited (trading as Cazoo) acts as a credit broker, not a lender.

For insurance, we will refer you to MotorEasy Services Limited (FRN 747890), from which we receive a fixed commission per paid out deal, and Moneysupermarket.com Ltd (FRN 419791), where we earn a fixed percentage of the overall sales commission. For credit, we will refer you to Carmoney Limited (FRN 674094), and we will receive a fixed commission per paid out deal. For credit reports we will refer you to Rs Data Tech, Ltd trading as UK Credit Ratings; we will receive a fixed fee for each free trial sign up. You will not pay more as a result of our commission arrangements.

Motors.co.uk Limited, registered in England and Wales with company number 05975777, has its registered office at 27 Old Gloucester Street, London, WC1N 3AX, UK.

Copyright © 2006–2026 Motors.co.uk Limited. All rights reserved. Cazoo is a trading name of Motors.co.uk Limited.

Contains OS data © Crown copyright and database rights 2026.Contains Royal Mail data © Royal Mail copyright and database right 2026.Contains National Statistics data © Crown copyright and database right 2026.

VAT No. GB 345 7692 64.

Volvo XC40 review

Pros

Stylish, practical interior
Lots of safety features as standard
Plug-in hybrid and electric models available

Cons

Some versions are expensive
Back seats less comfortable than the front
Low mpg for some petrol models

Volvo XC40 summary

4.5 / 5 review score

Author Charles Harvey kneeling in front of a car

Author: Charlie Harvey15th Dec 2025 – 8 min read

Volvo XC40 review image

19
£12,990£252 (HP)
Volvo XC40
2019 (Z7) 2.0 D3 RDesign SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)
** SAT NAV CRUISE CONTROL **
2019
107,778 miles
Diesel
Manual
Roy Needham Cars
barnsley
4.8
9
£17,500£294 (PCP)
Volvo XC40
2022 Recharge Inscription, T4 plugin hybrid 5Door
2022
67,779 miles
Hybrid
Auto
Riverside Volvo Wakefield
wakefield
24
£19,330
Volvo XC40
2022 RECHARGE T5 RDESIGN PRO 5Door
Panoramic Roof,All Wheel Drive
2022
62,118 miles
Hybrid
Auto
Big Motoring World Sheffield
rotherham
28
£18,895£337 (PCP)
Volvo XC40
2022 1.5 T4 Recharge PHEV R DESIGN 5dr Auto
Leather Seats, Bluetooth
2022
51,393 miles
Hybrid
Auto
Motor Range Manchester
ashton-under-lyne
25
£18,495£399 (HP)
Volvo XC40
2020 1.5 T5 Recharge PHEV Inscription Pro 5dr Auto
Intellisafe Surround
2020
54,076 miles
Hybrid
Auto
Motor Range Manchester
ashton-under-lyne

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22
£18,495
Volvo XC40
2021 (21) 1.5 T3 [163] R DESIGN 5dr Geartronic
Up to 5 year Guarantee
2021
72,432 miles
Petrol
Auto
Stoneacre Doncaster
doncaster
22
£18,170£304 (PCP)
Volvo XC40
2022 RECHARGE T4 INSCRIPTION EXPRESSION 5Door
Dynamic Chassis Control,All Wh
2022
46,506 miles
Hybrid
Auto
Big Motoring World Leeds
leeds
19
£17,998
Volvo XC40
2021 1.5 T5 Recharge PHEV R DESIGN Pro 5dr Auto
Get two years' free servicing
2021
68,839 miles
Hybrid
Auto
Arnold Clark York Motorstore / Vanstore
york
4.7
40
£18,990£290 (PCP)
Volvo XC40
2021 1.5 RDesign Pro T5 Plugin hybrid FWD 5Door
2021
58,751 miles
Hybrid
Auto
BEECHWOOD PRESTIGE LTD
doncaster, tickhill
22
£19,700
Volvo XC40
2022 RECHARGE T4 RDESIGN 5Door
All Wheel Drive,Part Leather S
2022
42,966 miles
Hybrid
Auto
Big Motoring World Sheffield
rotherham

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85
£13,799£269 (HP)
Volvo XC40
2019 (19) 1.5 T3 Inscription Auto Euro 6 (s/s) 5dr
5 SERVICES|WINTER PACK|LEATHER
2019
97,719 miles
Petrol
Auto
Pavilion Motor Company
chadderton
25
£18,370
Volvo XC40
2022 RECHARGE T4 CORE 5Door
Dynamic Chassis Control,All Wh
2022
46,690 miles
Hybrid
Auto
Big Motoring World Sheffield
rotherham
20
£19,880
Volvo XC40
2020 1.5 T3 [163] R DESIGN 5dr
2020
30,167 miles
Petrol
Manual
Cars2 OMODA JAECOO Chery Bradford
bradford
25
£19,360
Volvo XC40
2023 RECHARGE T4 CORE 5Door
Dynamic Chassis Control,All Wh
2023
45,470 miles
Hybrid
Auto
Big Motoring World Sheffield
rotherham
12
£17,480£339 (HP)
Volvo XC40
2020 (20) 2.0 D4 INSCRIPTION PRO AWD 5DR Automatic
FANTASTIC SPEC+FULL SERVICE HISTORY!!
2020
89,000 miles
Diesel
Auto
Britannia Cars
dinnington
50
£15,995£271 (PCP)
Volvo XC40
2021 (71) 1.5h T4 Recharge 10.7kWh Inscription Expression SUV 5dr Petrol Plugin Hybr
1 OWNER2 KEYSAUTOMATIC
2021
77,679 miles
Hybrid
Auto
LPR Motors LTD
sheffield
24
£15,490£304 (HP)
Volvo XC40
2022 (22) 1.5 T3 Inscription SUV 5dr Petrol Auto Euro 6 (s/s) (163 ps)
** REVERSE CAMERA SAT NAV **
2022
99,886 miles
Petrol
Auto
Roy Needham Cars
barnsley
4.8
24
£19,240£399 (HP)
Volvo XC40
2020 B4 RDESIGN 5Door
Privacy Glass,Bluetooth
2020
48,728 miles
Petrol
Auto
Big Motoring World Leeds
leeds
22
£15,495£304 (HP)
Volvo XC40
2018 2.0 D3 Inscription SUV 5dr Diesel Auto Euro 6 (s/s) (150 ps)
FULL SERVICE HISTORY
2018
79,880 miles
Diesel
Auto
Green Tree Cars Ltd
doncaster
44
£18,995
Volvo XC40
2021 (21) Inscription B4 (Petrol) 5Door
volvo auto
2021
72,862 miles
Hybrid
Auto
Stoneacre York
monks cross
39
£17,199
Volvo XC40
2019 (69) 2.0 T4 RDesign SUV 5dr Petrol Auto Euro 6 (s/s) (190 ps)
2019
69,602 miles
Petrol
Auto
Affordable Cars Prestige Car Supermarket
york
19
£18,880
Volvo XC40
2023 1.5 T4 Recharge PHEV Plus Dark 5dr Auto
2023
57,152 miles
Auto
Evans Halshaw Citroen Leeds
leeds
4.2
50
£16,999
Volvo XC40
2022 (71) 2.0 B4 MHEV Inscription Pro SUV 5dr Petrol Hybrid DCT Auto AWD Euro 6 (s/s)
2022
87,314 miles
Petrol
Auto
Affordable Cars Prestige Car Supermarket
york
63
£300 off
£16,950£17,250£335 (HP)
Volvo XC40
2019 (19) 2.0 D4 RDesign Pro Auto AWD Euro 6 (s/s) 5dr
1.OwnrFull.Srvc.History2Keys
2019
86,000 miles
Diesel
Auto
QPX Wheels
stalybridge

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