Part exchange a car on finance

Find your perfect used Cazoo car and apply for finance from the comfort of your home. If you want to lower your finance costs, you can also part exchange your old car.

Simply choose from our monthly payment options, pay a deposit and sign all documents entirely online.

You can then choose to collect your car from a Cazoo Customer Centre or have it delivered to your door.

If you’re part exchanging a car with negative equity, you’ll need to pay the difference between the settlement amount and your car’s valuation at checkout. You can do this by credit or debit card or by bank transfer when you complete your order.

Depending on what suits you best, there are two ways you could get money off the cost of your next car.

If you’d like to use the value of your current car as part of your payment for a Cazoo car, then part exchange may be the right option for you.

To make part exchanging easy, we give you a fair price for your current car entirely online. You can drop it off at a Customer Centre when you pick up your Cazoo car, or we’ll take your current one away at the same time your car is delivered.

If you’d like to sell your car before getting your next one, it’s easy and haggle-free with Cazoo. 

We give you a free, instant offer that’s guaranteed for seven days and you’ll receive payment within two hours on handover day.

Once you’ve decided the right option for you, we have a wide range of high-quality used Cazoo cars available to buy or finance all online.

We take into account a number of different factors, such as the make, model and key features, to make sure we’re offering an accurate part exchange price. This helps us to give you the best price. Unlike some companies, we won’t change the price as long as it matches the description you provided.

Learn more about the cars we accept for part exchange

If the valuation we gave you was higher than the outstanding finance on your car, you can return your car and we’ll refund you the difference that was paid by you. 

If the valuation we gave you was lower than the outstanding finance on your car, you’ll still be able to return the car. It’ll just mean that the money you paid will have gone to the lender to settle any outstanding finance left on your car. If you bought your car on finance, we’ll refund you the deposit.

If you'd like to return the car, please give us a call on 020 3901 3488 and we'll take you through the next steps.

Yes, you can. Whether you have an HP or PCP agreement, you have the right to end your agreement at any time by paying off the remaining balance in full. If you have paid half of the total amount payable and are up-to-date with your monthly payments you also have the right to simply hand the car back. This is known as your voluntary termination rights.

If you want to pay off your HP agreement early, you’ll own the car outright but may need to pay an early settlement fee.

For a PCP agreement, the car’s mileage and condition will need to be in line with your terms and conditions.